We forget that a lot of what we do is reliant on user names and passwords.
My parents are both getting up in years, and as a result, there are medical issues that happen. Life can change over night, and fortunately nothing has happened yet that warrant any "drastic action" on my part. But, as parents get older, it is important that someone in the family, be it a child or sibling or even a close trusted friend have all the information needed to make a transition as smooth as possible.
Many people will leave it to the attorney to handle the estate, but inevitably the issue of user name and/or password will pop up somewhere. Bank accounts, insurance, even utilities. You, as the relative or friend, need to sit down with your parent / senior friend and get a list of all accounts that have user names and passwords. Names of lawyers, auto mechanics, Doctors, insurance agents.... anything you can think of that may pop up. If they change the password on an account, it should be updated on the list. Ideally, if the parent or friend is not comfortable giving this information to you, they need to have it where you can get to it in case of death, coma, or any other reason that they can no longer take care of their affairs. This makes it easier to wrap up loose ends.
I know this sounds like common sense, but there are many many families out there that do not plan for the future. We don't like to talk about death, but it is waiting for all of us. Make it easier on your loved ones to cope in what will already be a mega stressful time. If you have older parents or siblings, make sure you have the information you need to get through the situation. Have a family meeting, talk about it and I promise you will all rest better for it.
Have a great day!
Post Scripts to my Book "The Self Help Book for People Who Hate Self Help Books"
Showing posts with label credit. Show all posts
Showing posts with label credit. Show all posts
Wednesday, May 24, 2017
Tuesday, November 8, 2016
Wow, we can talk about something else now!
IT's election day! Haleluya! The news cycles will squeeze every drop out of this wet rag. It's all we have heard about every day, all day for 2 years! What will all the news anchors and experts talk about now? I'll be back after this AD!How about this? I work for Kia. Proud to be a multiple Kia owner. This year Kia is coming out with the 2017 Kia Soul TURBO. That's right. The Hamsters are about to be supercharged. I am sure you have seen the Soul everywhere. They are one of the most popular selling cars in the free world. They are fun to drive, get great milage and are very affordable. But, now, they are going to be a little fire breathing monster. 201 HP out of a 1.6 Litre. Here's the deal, not only TURBO, but also leather, navigation, push-button start, cooled seats, the whole nine yards.
Remember that Kia also features the 10 year, 100,000 mile drive train warranty and the 5 year 60,000 bumper to bumper PLUS at no added cost, 5year, 60000 mile road side assistance. Email me for info..cashatkia@centurylink.net
Now back to our show....
I am sure that the end of this election coverage is nowhere in sight. We will go from who will win, to who won and what the hell are we going to do now? If HE wins, he's not a politician..If SHE wins, she is the ultimate politician....The future of the USA depends on one of these two. Makes one feel like a long tailed cat in a room full of Rocking Chairs. I guess all one can do it cast your vote and hope for the best. Again, I am not going to tip my hand. I voted for who I thought would be best. But as vile as this election has become, no matter how I voted, the other side will go to lengthy and ugly remarks about why I am an ass****.... That's my whole point, we live in a Democratic Republic where everyone, even you is entitled to vote for who you think is best.....Even if you ARE wrong.
Have a great day.
Friday, October 21, 2016
Cyber attacks, computer crashes, NO NETFLIX???
So, I guess there was some Cyber attack that took out the east coast's twitter, Nextflix (oh no) and other stuff we need to communicate to others what we had for breakfast. We all know what is coming down the road. It will effect your T.V., cell phone, car, computer, ipad, router, camera, ...anything that has a processor. Here is the news story, I will meet you at the end of it................
US Internet Repeatedly Disrupted by Cyberattacks on Key Firm
- By RAPHAEL SATTER AND FRANK BAJAK, AP WRITERS
Cyberattacks on a key internet firm repeatedly disrupted the availability of popular websites across the United States Friday, according to analysts and company officials. The White Housedescribed the disruption as malicious. Members of a hacker group spread across China and Russia claimed responsibility, although their assertion couldn't be verified.
Manchester, New Hampshire-based Dyn Inc. said its server infrastructure was hit by distributed denial-of-service attacks, which work by overwhelming targeted machines with junk data traffic. The attack had knock-on effects for users trying to access popular websites from across America and even in Europe, affecting sites such as Twitter, Netflix and PayPal.
BROAD EFFECTS
The level of disruption was difficult to gauge, but Dyn provides internet traffic management and optimization services to some of the biggest names on the web, including Twitter, Netflix and Visa. Critically, Dyn provides domain name services, which translate the human-readable addresses such as "twitter.com" into an online route for browsers and applications.
Steve Grobman, chief technology officer at Intel Security, compared an outage at a domain name services company to tearing up a map or turning off GPS before driving to the department store. "It doesn't matter that the store is fully open or operational if you have no idea how to get there," he said in a telephone interview.
Jason Read, founder of the internet performance monitoring firm CloudHarmony, owned by Gartner Inc., said his company tracked a half-hour-long disruption early Friday in which roughly one in two end users would have found it impossible to access various websites from the East Coast. A second attack later in the day caused disruption to the East and West Coasts as well as impacting some users in Europe.
"It's been pretty busy for those guys," Read said. "We've been monitoring Dyn for years and this is by far the worst outage event that we've observed."
Read said Dyn provides services to some 6 percent of America's Fortune 500 companies. "It impacted quite a few users," he said of the morning's attack. A full list of affected companies wasn't immediately available, but Twitter, Netflix, PayPal and the coder hangout Github said they briefly experienced problems earlier Friday.
HACKERS CLAIM RESPONSIBILITY
Members of a shadowy hacker collective that calls itself New World Hackers claimed responsibility for the attack via Twitter. They said they organized networks of connected "zombie" computers that threw a staggering 1.2 terabits per second of data at the Dyn-managed servers.
"We didn't do this to attract federal agents, only test power," two collective members who identified themselves as "Prophet" and "Zain" told an AP reporter via Twitter direct message exchange. They said more than 10 member participated in the attack. It was not immediately possible to verify the claim.
Dyn officials said they did not know who was behind the attacks or if they were orchestrated by a state-backed group or online activists or pranksters. They said they have received no claim of responsibility, but are working with law enforcement.
The collective, @NewWorldHacking on Twitter, has in the past claimed responsibility for similar attacks against sites including ESPNFantasySports.com in September and the BBC on Dec. 31. The attack on the BBC marshalled half the computing power of Friday's onslaught.
The collective has also claimed responsibility for cyberattacks against Islamic State. The two said about 30 people have access to the @NewWorkdHacking Twitter account. They said 20 are in Russia and 10 in China. "Prophet" said he is in India. "Zain" said he is in China. The two claimed to be taking "good actions."
Another collective member the AP previously communicated with via direct message called himself "Ownz" and identified himself as a 19-year-old in London. He told the AP that the group — or at least he — sought through hacking only to expose security vulnerabilities.
During the attack on the ESPN site, "Ownz" was asked if the collective made any demands on sites it attacked, such as demanding blackmail money. "We will make one demand actually.. Secure your website and get better servers, otherwise be attacked again," he said.
THE VULNERABLE INTERNET
For James Norton, the former deputy secretary at the Department of Homeland Security who now teaches on cybersecurity policy at Johns Hopkins University, the incident was an example of how attacks on key junctures in the network can yield massive disruption.
"I think you can see how fragile the internet network actually is," he said.
Dyn officials said attacks stemmed from tens of millions of devices connected to the internet — closed-circuit video cameras, digital video recorders and even thermostats — that were infected with malware. Attacks came in waves and from IP addresses from around the world, shifting geographically.
Dyn first became aware of an attack around 7:00 a.m. local time, focused on data centers on the East Coast of the U.S. Services were restored about two hours later. But then attackers shifted to offshore data centers, and the latest wave of problems continued until Friday evening Eastern time.
"It is a very smart attack. As we start to mitigate they react and start to throw something that's over the top," Kyle York, chief strategy officer of Dyn, on a call with reporters.
The U.S. Department of Homeland Security is monitoring the situation, White House spokesman Josh Earnest told reporters Friday. He said he had no information about who may be behind the disruption.
Security experts have recently expressed concern over increasing power of denial-of-service attacks following high-profile electronic assaults against investigative journalist Brian Krebsand French internet service provider OVH .
In a widely shared essay titled "Someone Is Learning How to Take Down the Internet," respected security expert Bruce Schneier said last month that major internet infrastructure companies were seeing a series of worrying denial-of-service attacks.
"Someone is extensively testing the core defensive capabilities of the companies that provide critical internet services," he said.
So, the thing I worry about is stuff like Medical records, sales transactions, pay pal, credit cards and especially my bank accounts. You see, you only have in the bank what the computer SAYS you have in the bank. I know there are back ups and back ups for the back ups, but still...I worry about the day you walk into the bank and they tell you that you have 0 in your account when you know there is several thousand in there. You're all of a sudden broke because the bank says you are. Now, that said, they will be able to (I hope) trace your account and straighten it out...a day? A week? A Month? EVER?
My advise, and take this for what it is worth, I only keep a minimum in the bank. Get a safe, a mattress, whatever. Buy Gold, (a gram at a time as currency grade, ie: Karatbars International) as gold has never been worth nothing. I try to have 10% of my income net worth in Gold. (Do not get a safe deposit box. If your bank shuts it's doors, you, my friend are S.O.L.)
Don't get me wrong. I am not a doomsdayer, nor am I a fear monger. I am pretty computer savvy, and if it all hits the fan, you should be ready to be mobile. Cash and Gold will go a long way.
I am reminded of the movie, The Postman. I think of all the post apocalyptic movies out there, that The Postman is probably pretty close to the way it will be. So, like I said, take it all for what it's worth. If you disagree with me, cool. No worries. Just remember.....Soylent Green is...Never mind. Have a great day. Change your passwords 4 times a year and make sure your firewall is working. Cheers.
Thursday, October 13, 2016
I Think.......
There are 2 types of people in the world. Those who participate, and those who watch.
Drivers who don't use turn signals should be banished forever in a land with nothing but Roundabouts. (look it up)
Stores should not be allowed to sell Christmas stuff until Halloween is over.
If you can't control your kids in a restaurant that does not have a "kids menu" ... you should get them a happy meal and eat in the car.
Cats know what we are thinking.....ALWAYS.
If you have a 420 credit score, you should not make that the car salesman's fault.
There are two seasons in most parts of the county...Winter and Road Construction.
If you commit to it, DO IT.
Anything that has more legs than me, or no legs and slithers should be avoided at any cost.
Everything in the universe is Energy.
Karma is a Bitch.
Aliens have not revealed themselves on earth because they know the first thing we will do is try to get them to vote.
If you have extra parts after disassembling and reassembling any machine, that you should put them in a drawer. Eventually you will figure out what they are for. Yup, give it time.
A watched pot never boils, but if you drop your watch in boiling water, it's probably a goner.
The shortest distance between 2 points is a straight line, unless you have to climb several mountain ranges, in which case, stay home.
Your computer will have an issue when you are on a deadline.
Gun control means you know what you are shooting at.
If you have 4000 friends on facebook, you should know the name of the person who lives next door to you.
Money is the most renewable resource.
Ask for it every day and the universe will provide.
Superman can whip Batman's Butt.
Every time you touch your smart phone screen, it sucks 1 brain cell out of your head.
If you are going to text me more than 50 words, just call.
Have a wonderful day!
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